Overview
Zarfi LLC ("Zarfi") respects the privacy of consumers and businesses whose information we manage. This Privacy Policy describes how information is collected, used, protected, and shared in connection with accounts owned and managed by Zarfi.

Information Collected
Zarfi may collect personal and commercial information including identifying information, contact details, account data, payment history, and transaction information necessary to manage owned accounts and comply with legal obligations.

Use of Information
Information is used solely for legitimate business purposes, including account administration, customer support, compliance with applicable laws, dispute resolution, and credit reporting for accounts owned by Zarfi.

Information Sharing
Zarfi does not sell personal or commercial information. Information may be shared only with service providers performing functions on Zarfi's behalf, consumer or commercial credit reporting agencies for accounts owned by Zarfi, or as required by law.

Data Retention
Information is retained only as long as necessary to fulfill business, legal, and regulatory requirements.

Consumer Rights
Individuals may contact Zarfi regarding questions about their information or account records, subject to applicable law.

Safeguards
Zarfi maintains administrative, technical, and physical safeguards designed to protect information from unauthorized access, use, or disclosure.

Policy Updates
This Privacy Policy may be updated periodically. Continued use of Zarfi services constitutes acceptance of any changes.

Contact
Zarfi LLC

Governance
Zarfi maintains written policies governing data protection, access control, and information security responsibilities.

Access Controls
Access to systems and records is limited to authorized personnel using password-protected systems and role-based permissions.

Physical Security
Physical records are stored in locked filing cabinets within secured office locations. Access is restricted to authorized personnel.

System Security
Electronic records are stored on secure systems utilizing password protection, device security controls, and monitoring procedures.

Incident Response
Zarfi maintains procedures to respond to and mitigate suspected data security incidents and unauthorized access events.

Ongoing Review
Security practices are periodically reviewed and updated to address evolving risks and compliance requirements.