Acceptance of Terms
By accessing or using this website, you agree to be bound by these Terms of Service.

Company Role
Zarfi LLC is a consumer and commercial finance company that owns and manages credit accounts following assignment. Zarfi does not originate loans, broker financing, or make credit decisions.

Account Ownership & Reporting
Zarfi furnishes credit data only for accounts it owns. Reporting reflects factual account performance and complies with applicable laws.

No Debt Collection Services
Zarfi does not engage in third-party debt collection or purchase charged-off debt for collection purposes.

Privacy & Information Use
Zarfi does not sell personal or commercial information. Information is used solely for legitimate business purposes, including account administration, compliance, and credit reporting where applicable. Reasonable safeguards are maintained to protect information.

Governing Law
These terms are governed by applicable state laws.

Contact
Zarfi LLC